Auto-Enrolment, Why do it yourself?

Auto Enrolment
made simple
for small business...

...leaving you to get on and
   manage your business.

What is Auto Enrolment?

In a nutshell, the employer responsibilities are:

  • Select a suitable pension provider
  • Assess the workers, before staging date, on staging date and ongoing
  • Deal with the opt-outs and opt-ins
  • Deal with the 3-year re-enrolment cycle
  • Issue statutory joining letters
  • Issue statutory postponement notices
    (if applicable)
  • Maintain records for The Pensions Regulator
  • Complete scheme certification (if required)
  • Register your scheme with The Pensions Regulator within5 months of the staging date
  • Submit pension contribution information
  • Pay across pension contributions
  • Administer refunds

As an employer,
you must not:

  • Induce your workers to opt out or cease membership of the pension scheme.
  • Do or refuse to do something which results in the worker ceasing to be in active member of the pension scheme whilst still employed by you.
  • Indicate during a recruitment process that a worker’s decision to opt out of Automatic Enrolment will affect the outcome.
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Be aware of the consequences

Failure to comply will result in potentially severe consequences; The Pensions Regulator can issue notices imposing fixed penalties for non-compliance as well as escalating penalties which will accrue on a day-by-day basis until the employer’s non-compliance is remedied.

In certain situations, employers (and senior figures within the organisation) can also commit a criminal offence where there is a wilful failure to comply with the provisions of the Automatic Enrolment scheme.